Personal Checking

Click Here For Our Current Deposit Account Rates!

E-Checking
Relationship Checking
NOW Account
No Minimum Balancing Checking
Money Market Accounts
Premium Money Market Account

 
E- Checking
Relationship Checking
NOW Checking
No Minimum Balancing Checking
Free Foreign ATM Transactions*

Four per month

Four per month
-
-
Interest Bearing Account
-
Yes
Yes
-
Online Banking**
Free
Free
Free
Free
Online Bill Pay**
Free
Free
Free
Free
E-Statement***
Required for this account
Free
Free
Free
Telephone Banking
Free
Free
Free
Free
Debit Card****
Free
Free
Free
Free
Annual Financial Checkup
-
Yes
-
-
Ready Reserve
Can Apply
$1,000
Can Apply
Can Apply
Account Requirement
Must receive an
E-Statment

$10,000 in any one deposit account
OR
Priority Club Member

$800 Minimum balance
None

*Foreign ATM transactions are transactions not done at one of our four bank owned ATMs located at Sentry,
JT Foods, CHN and in front of the bank.
**If online banking or online bill pay are not utilized once every 30 days a $4.95 fee will be assessed, for each
service not used.
***An E-statement is a monthly e-mail or your account statements that you would normally get in the mail.
****Subject to verification.

 

Money Market Account
Minimum Balance to Open
$800
Minimum Balance
$800
Monthly Service Charge
If you go below $800, $5 charge will apply.
Interest
Yes unless you go below $800.
Extra FMB Features Available to You
- Free Online Banking Access
- Free Comfort of Home Tele-Banking
- Notary Service

Premium Money Market Account
Minimum Balance to Open
$25,000
Minimum Balance
$25,000
Monthly Service Charge
None
Interest
Yes
Extra FMB Features Available to You
- Free Online Banking Access
- Free Comfort of Home Tele-Banking
- Notary Service

* Customers must have an account with us for 90 days and approved before receiving their free Debit Card.