Farmers & Merchants Bank (FMB) makes no representations or warranties about any other Web site which you may access through this one. When you access non-FMB Web sites, even though they can contain the FMB logo and content regarding FMB's products and services, such Web sites are independent of FMB and FMB has no control over the operation of non-FMB Web sites. In addition, a link to a non-FMB Web site does not mean that FMB endorses that Web site or has any responsibility for the use of such a Web site.

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