Personal

Savings, CDs & Money Markets


Minimum Balance Savings

Features a low minimum balance with easy access to your money when you need it.

  • $50 required to open account, $50 monthly minimum balance required*
  • Free ATM cash withdrawal card**
  • Earn Interest
  • Free Online Banking
  • Free eStatements
  • Free Dial-A-Bank Telephone Banking
  • Combined Statements
  • Direct Deposit
  • FDIC Insured

*$1 service fee each month account goes below minimum balance.

**There is a $5 card replacement fee if lost or stolen.

Open an account online

Christmas Club Savings

The perfect option to save extra cash for the holidays.

  • Periodic deposits required (monthly or weekly)
  • Earned interest is .5%, payable on balances up to but not exceeding $5000.00
  • Free Online Banking
  • Free eStatements
  • Free Dial-A-Bank Telephone Banking
  • No monthly service fees
  • FDIC Insured

Open an account online

Certificate of Deposit

Use this no-risk investment to earn a fixed interest on your savings.

  • Terms from 6 months to 5 years customized to meet your investment needs
  • Competitive interest rates
  • Automatically renewable
  • Interest payments can be automatically deposited into your deposit account
  • $500.00 minimum opening deposit on most CDs
  • FDIC Insured

* Early withdrawal penalties may apply

Open an account online

Individual Retirement Accounts

Whether it's your retirement or your child's education, our IRAs can help you build a future for yourself and your family.

  • Terms from 6 months to 5 years customized to meet your investment objectives
  • $1.00 minimum opening deposit
  • Competitive interest rates
  • FDIC Insured

* Early withdrawal penalties may apply

Open an account online

Health Savings Account (HSA)

A Health Savings Account, or HSA, is a tax-exempt account which accumulates funds to pay for medical expenses.

  • Receive a MasterCard® Debit Card to use for qualified medical expenses
  • $0 minimum balance required for HSA
  • Free Online Banking
  • Free eStatements
  • Free Dial-A-Bank Telephone Banking
  • Combined Statements
  • FDIC Insured

Questions about your HSA?

Open an account online

Money Market Account

Gives you competitive tiered rates on your money with the flexibility to write checks when needed.

  • $800 required to open account, $800 monthly minimum balance required*
  • Earn Interest
  • Free Online Banking
  • Free eStatements
  • Free Dial-A-Bank Telephone Banking
  • Combined Statements
  • Direct Deposit
  • FDIC Insured
  • Limit of 3 debits and 3 checks per month

Open an account online

Premium Money Market Account

If you have larger amounts of cash to invest, and want access to your money when you need it, our Premium Money Market account is the right choice for you.

  • Let your money work for you.
  • $100,000 required to open account, $100,000 monthly minimum balance required
  • Interest-Bearing if minimum balance is maintained
  • Free Online Banking
  • Free eStatements
  • Free Dial-A-Bank Telephone Banking
  • Combined Statements
  • Direct Deposit
  • FDIC Insured
  • Limit of 3 debits and 3 checks per month

Open an account online

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