Card Services

Visa® Business Credit Card

The Visa® Business Credit Card can be used almost anywhere Visa® is accepted. It's a quick and convenient way to cover business expenses while on the road. Every dollar spent earns reward points.

  • Flexible Limits
  • Great Rate
  • No Annual Fee
  • Merchandise and Travel Rewards. Learn more
  • Multiple Payment Options (Drop off at bank, Mail In, Auto Deduction)

Manage Your Card Online
Apply Now


mastercard® Business Check Card

Use the mastercard® Business Check Card to simplify business purchases. All you have to do is swipe and sign almost anywhere mastercard® is accepted.

  • Flexible Daily Limits
  • Real Time
  • Acceptable almost anywhere mastercard® is accepted

Apply Now
Register your mastercard® Check Card for mastercard® Secure Code to protect your purchases online!


SecurLOCK Equip

The power to control your Farmers & Merchants Bank cards lies right in your hands.  The SecurLOCK Equip app allows cardholders to control how, where, and when their payment cards are used, via their mobile device.  Turn your card on or off with the touch of a button.  Set location based controls.  Block international transactions or set spending limits.

  • Turn entire card on and off by channel (in-store, online, mobile, ATM, etc.)
  • Set Transaction Spending Limits
  • Select geographic locations where the card can be used
  • Set Merchant Locations
  • View Recent Transactions
  • Receive Real-Time Alerts

Watch a SecurLOCK Equip Demo, here.


iPhone Screenshots (Download the app, here)


Android Screenshots (Download the app, here)