Farmers & Merchants Bank was founded in 1940 by Harry Kujawa to offer farmers in the Berlin area a bank that understood the unique needs of a hard-working people who were living and supporting a family in the sometimes fickle agricultural business. Harry wanted a bank where farmers felt comfortable coming in straight from the fields to do their banking business.
The response showed he was fulfilling a need in the community. Three months after being approved to operate by the Wisconsin Banking Corporation, deposits reached $240,000 and loans were $122,000. The first two savings accounts opened were for Harry's children Mary and John. So when we say "Where family is our foundation," we really mean it!
Although the way in which banking occurs has changed a great deal since Harry founded the bank in 1940, one thing has held true; we are committed to get to know you and your needs so that we can serve you better. Just like Harry did for farmers back in 1940.
Today, Harry's son John Kujawa and his grandchildren Catherine, Peter and Paul continue his vision by working every day to understand the unique needs of all our customers and help them feel comfortable in their banking relationships.