Card Services

mastercard® Check Card

mastercard® debit cards offer the ultimate in convenience and financial control by combining the worldwide acceptance and benefits of mastercard® cards, with an immediate deduction of funds from your checking account.


  • Daily limits set for your protection and peace of mind
  • Real Time
  • Acceptable almost anywhere mastercard® is accepted
  • 24-Hour ATM access
  • Card For mastercard® Secure Code to protect your purchases online!

Register your mastercard® Check Card for mastercard® Secure Code to protect your purchases online!


Reporting Fraudulent Charges on your Debit Card

If you have become aware of fraudulent charges on your Farmers & Merchants Bank debit mastercard, please call 1-844-865-5533 Mon.-Fri. between the hours of 7:00am-3:45pm CST and speak with an FIS representative directly. A claim will be started immediately, your card closed and a new card ordered.  


Visa® Premier Credit Card

The Visa® Premier Credit Card can be used almost anywhere Visa® is accepted. Enjoy the benefits of a credit card issued by your hometown bank. This card can be used for all your purchase needs. It's perfect for travel, and the more you use it, the more ScoreCard reward points you earn.


Reasons to use the Visa® Premier Credit Card:

  • Flexible Limits
  • Great Rate
  • No Annual Fee
  • Merchandise and Travel Rewards.  Learn more
  • Multiple Payment Options (Drop off at bank, Mail In, Auto Deduction)

Online Credit Card Management


SecurLOCK Equip

The power to control your Farmers & Merchants Bank cards lies right in your hands.  The SecurLOCK Equip app allows cardholders to control how, where, and when their payment cards are used, via their mobile device.  Turn your card on or off with the touch of a button.  Set location based controls.  Block international transactions or set spending limits.

  • Turn entire card on and off by channel (in-store, online, mobile, ATM, etc.)
  • Set Transaction Spending Limits
  • Select geographic locations where the card can be used
  • Set Merchant Locations
  • View Recent Transactions
  • Receive Real-Time Alerts

Watch a SecurLOCK Equip Demo, here.

Questions about your SecurLOCK App?  Start with our FAQ


iPhone Screenshots (Download the app, here)


Android Screenshots (Download the app, here)





Make sure to let us know when and where you will be traveling so we can ensure your money is safe and available whenever you need it.  For your protection, you will be notified of any suspicious activity identified on your card such as an out-of-state or out-of-country activity.  By flagging your card as "traveling," you will be less likely to experience any interruption of card services.

Lost or Stolen Credit and Debit Card Reporting

If your VISA or MasterCard has been lost or stolen, assistance is only a phone call away.

Please call 920-361-1454 during banking hours to speak with a Farmers & Merchants Bank Customer Service Representative.


After hours:

VISA credit cards, 800-423-7503

MasterCard debit cards, 800-500-1044