Farmers & Merchants Bank: Where Family is our Foundation

Business Accounts

Flexible Accounts for a Competitive Edge

Whether you are a sole proprietorship or a national corporation, we have fee-free business accounts that not only keep your money secure, but also ensure you keep your own money to help your business thrive and grow.

All of our accounts come with no monthly service fee, free digital banking, free statements, and direct deposit functionality and are FDIC insured. Plus:

e Ultimate Business Checking Account

  • No minimum balance
  • No minimum deposit
  • No monthly service fee
  • Contactless debit card
  • Free eStatements
  • Free foreign ATMs*

Ultimate Business Checking Account

  • No minimum balance
  • No minimum deposit
  • No monthly service fee

Business Savings Account

  • Interest bearing
  • No minimum balance
  • No monthly service fee
  • ATM cash withdrawal card

Business Money Markets

  • Interest bearing 
  • Free access to a complete online & mobile banking suite of products and services
  • eStatements or paper statements

*Customers may incur a surcharge by the ATM proprietor when they use a non-Farmers & Merchants Bank ATM