As students head back to school, it is the perfect time for them to take their first steps in forming solid banking and money habits.

Here is a brief guide to the essential Farmers & Merchants Bank services and products for students and their parents to follow.

Checking Account

Opening a Farmers & Merchants Bank eUltimate Checking Account is the perfect solution for students to have control over some of their finances. The account has no minimum deposit, no minimum balance, no service fees, free eStatements, and online banking access. 

Checking account users can also receive an FMB debit card. This is a particularly helpful tool for students because it allows the convenience of paying with a card but avoids the potential risks of a credit card.

Mobile Banking

Our free mobile app is one of our best tools for students to manage and track their spending on the go. Users can view account balances, transfer funds and more all from their smartphone.

Money Management

Our online banking Money Management tool allows users to track transactions, spending, trends, and more to set budgets and goals. Creating a budget is an important lesson for students to learn, and this tool assists in the process.

Simple Savings Program

The Simple Savings Program is a great addition for students to make to their checking account. Anytime that a purchase is made with a debit card, the purchase amount will be rounded up to the nearest $1, and the difference will be deposited into the linked FMB savings account. The transfer is not cash back from the bank but rather a transfer of the user’s own money into their savings account to help it grow easily and effortlessly.

Zelle

Zelle is our newest service within the FMB mobile app and online banking. It is a fast, safe, and no fee way to send money to friends, family, and other people you trust, wherever they bank. Whether a student needs to pay rent or a parent wants to send money for groceries, Zelle is a great tool to do so.

SecurLOCK Equip App

Our SecurLOCK Equip app allows complete control of how, when, and where FMB debit cards are used. Once cards are registered, users can begin to manage and monitor payment activity immediately. Toggle the card on or off with a simple swipe of a button. As soon as the card is used, an immediate notification will be sent.

Search fmberlin.com or call 920-361-1454 for more information on these products and services.