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Drive-Thru Closure

Please note that our drive-thru will be closed for maintenance on Tuesday, November 4th. During this time, we encourage you to use our Smart ATM, access online banking, or visit us at the main branch for your banking needs. We appreciate your understanding and apologize for any inconvenience.

Farmers & Merchants Bank: Where Family is our Foundation

The Blog

How to Spot a Romance Scam

Scams

Mar. 06, 2024

They say “love is blind.” Unfortunately, some take advantage of that.

Romance scams use psychological manipulation to trick you into sending money or revealing sensitive information. Romance scammers create fake profiles strategically aimed at gaining your affection and trust. Be on the lookout for profiles with few photos and an unusually high number of similar interests.

If someone seems too good to be true, they probably are.

Once engaged, a romance scammer will contact you frequently with intense flattery to establish a quick relationship. They’ll provide excuses as to why they can never meet in person, such as serving in the military or other remote commitments.

Eventually, they’ll ask you for money.

Common reasons include travel expenses to see you, medical emergencies, and debt relief to start a new life together. If you refuse, they’ll threaten your relationship and stir up guilt until you finally agree.

When it comes to romance scams, remember to slow down and ask yourself questions.

If you detect suspicious activity, report the user to the platform where you first made contact. If money has already been sent, contact our FMB fraud team right away at 920-361-1454.

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