Have you ever wondered why there are so many scams?

Sadly, it’s because they work. But how? Scammers employ what is known as “social engineering” to manipulate you into revealing sensitive information.

Social engineering takes advantage of your natural trust and curiosity, aiming to lower your defenses so you’ll act on impulse rather than reason.

It’s used in a number of attack types, including:

• Pretexting, where a scammer fabricates a convincing backstory
• Baiting, which provides a tempting false promise
• Phishing, where a scammer pretends to be someone you know and trust

In each of these scenarios, the attacker is trying to impair your better judgement and lure you to take action.

This could be signing onto a fake website, opening an email attachment containing malware, or simply responding with your personal or financial account information.

Social engineering is psychological manipulation. The best way to combat it is to slow down and ask yourself questions.

If you detect suspicious activity, contact our FMB fraud team right away at 920-361-1454.